Money and happiness
What I'm trying to say here is that money can bring happiness up to a certain point. To the point where you live without stress, live comfortably, and have extra money for the unexpected.
So how much money do you need? You can find your number by doing a list of all the things you need to live, things that you need to pay off, things you need to experience during this year, and the amount of money you feel you need to have saved for the unexpected things in life.
The amount of money for unexpected expenses is not the same for everyone but usually 3 months of living and debt expenses is enough. It all depends on you, though. Maybe you need 6 or 9 or 12 months of reserve. It’s all up to you. Just make sure you begin with small goals if you don’t have your savings up to your desired level yet and don’t stress too much.
What to do with the extra money
Having extra money brings you a new level of perception. Your senses are no longer focusing on survival or accumulation. You physical senses are more open to other things that money cannot buy. I want you to put attention to this stage. Once you notice that money is no longer a worry or a necessity to be happy, you're ready to begin noticing your inner need for fulfillment in this life.
The continual strive to fulfill our internal need is what get us confused and we tend to accumulate more things instead. But we need to be aware that this internal need is not a call for more material things. It is a call that cannot be answered with anything from this material world. What we are looking for is not material; it’s something so much more than that.
So, if you already feel this internal need calling you, don’t confuse it and fall in the trap of changing your car every two years, or changing your phone every time a new one comes out, or buying certain brand because ‘everybody’ is doing it. Instead, pay attention to what you’re feeling inside, follow that direction, and live and spend your money on your own terms not on somebody else’s.
Use your money wisely
Invest in yourself. You can do with your money whatever you want, but I strongly suggest you to use your money to grow as a human being, to grow as a person, and to grow spiritually. Do you want to learn something new? Take a class, a course, or get a degree. Do you want to learn about a specific subject? Buy the books, interview people or travel to places where you can learn more about it. Do you want a specific item to help you grow? Buy it and enjoy it.
Plan for the changes in life. In this life there is something that never changes and that is change. Life is always changing and we wouldn’t want it any other way. It is part of the continual life process. As life changes, we should be financially ready for those changes when we have the possibility. That is why I recommend you to save for unexpected expenses. If you feel a change is coming, the more reason to increase the limit of the amount to be saved. Having enough money saved for the unexpected, allows you to focus more on the matters of the Soul.
Give to others. You should only give to others according to your capabilities. Some people are less altruistic that others and there’s nothing wrong with that. Just make sure you take advantage of this wonderful experience. Giving to others is better than receiving because giving something that comes from you is a validation that something of yours is valuable enough for others to want it and accept it.
No man can tell whether he is rich or poor by turning to his ledger. It is the heart that makes a man rich. He is rich or poor according to what he is, not according to what he has.” –Henry Ward Beecher
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